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Ludmila is a farmer. She grows early spring vegetables, i.e., radishes, tomatoes, and cucumbers. Ludmila started her business 32 years ago due to difficult financial situations in the family. She was forced to find ways to feed her family and decided to try her luck in farming. Presently, Ludmila has already invested about 100,000 Grivnyas in her greenhouse business. Her net profit amounts to 2,300 Grivnyas a month.

Ludmila is seeking a loan of 15,000 Grivnyas to purchase seeds, plastic film, wood, and fertilizers for her greenhouses. Being a commercial farmer, Ludmila tries to produce good harvests and generate additional income as a result. Therefore, she wants to invest in quality polyethylene film that will retain heat and to purchase good seeds and fertilizers to ensure timely harvests.

Ludmila is married and has a grown daughter named Anna. She lives in a predominantly agricultural area of Ukraine in the small town of Gladkovka.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,399,475
    Funds lent in using Kiva
  • 7.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Ludmila to purchase seeds, plastic film, wood, and fertilizers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 28, 2011
Mar 11, 2011
Currency Exchange Loss:
Sep 15, 2011