Ludmila is a farmer. She grows early spring vegetables, i.e., radishes, tomatoes, and cucumbers. Ludmila started her business 32 years ago due to difficult financial situations in the family. She was forced to find ways to feed her family and decided to try her luck in farming. Presently, Ludmila has already invested about 100,000 Grivnyas in her greenhouse business. Her net profit amounts to 2,300 Grivnyas a month.
Ludmila is seeking a loan of 15,000 Grivnyas to purchase seeds, plastic film, wood, and fertilizers for her greenhouses. Being a commercial farmer, Ludmila tries to produce good harvests and generate additional income as a result. Therefore, she wants to invest in quality polyethylene film that will retain heat and to purchase good seeds and fertilizers to ensure timely harvests.
Ludmila is married and has a grown daughter named Anna. She lives in a predominantly agricultural area of Ukraine in the small town of Gladkovka.
About HOPE Ukraine
HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.