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YoA. A., age 64, is elderly womA. who is living in the capital, Phnom Penh, in the middle of Cambodia. She stays at home to do some duties such as cooking delicious meal for her kids and managing the cash flow in the family. She is a widow and her husband died of senility many years ago and left her with six children. Four of them are employed in a variety of jobs. They always share their income with YoA. A. to support the family.

Currently, her fence is broken and she wants to fix it, but she has a problem with financial factor. Therefore, YoA. A. has decided to take out a loA. from Kiva to build the new fence.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 39
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Yoan to build a new fence.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 14, 2011
Apr 1, 2011
Currency Exchange Loss:
May 15, 2012