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Kembang Kertas Group
In this Group: Ni Nengah , Ni Putu, Ni Putu, Ni Ketut*, Ni Wayan, Ni Nyoman, Ni Ketut, Sayu Ketut, Ni Ketut, Ni Gusti Ayu
* not pictured
The group is located at Pangkung Lip Lip Sub-State. The head of the group, Ni Nengah S., is 33 years old. All 10 members of the group are getting their second loans for a total of Rp. 15,000,000.

The loan is expected to increase her business capital so she can buy two pigs. With the first loan, she has managed to obtain an average profit of Rp. 200,000 to Rp. 250,000. Her profits were used to supplement her daily needs and to increase school fees. On the date when the loan was disbursed, a member named Ni Ketut S. did not attend because of illness. They hope that in the future this cooperation continues to be ongoing. If possible, they would like to have the loan amount increased and the period extended.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 24
    View loans »
    Indonesia Loans Fundraising
  • $5,203,350
    Funds lent in using Kiva
  • 8,758.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kembang Kertas Group's $1,725 loan helped a member to buy two pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 9, 2011
Mar 12, 2011
Currency Exchange Loss:
Oct 15, 2011