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Clemencia Victoria
Clemencia Victoria Rodríguez M., 42, is a widow living with her two children in Ventanas Canton, Los Ríos Province.

The members of the “SAN JOSE DE LOS AMARILLOS” communal bank located in Amarillos which belongs to Ventanas Canton are short cycle corn and rice farmers.

Clemencia farms corn and rice. She buys her products at Comercial Murillo and sells them there as well.

She is requesting the loan to plant corn and rice, to buy farming supplies and fertilizer for her crops. Support from the loan will help her economically to meet her needs. The challenges she faces are infestations, illnesses and the variations in the weather.

Her dream is to expand her business. She enjoys listening to music.
View original language description ↓
Clemencia Victoria R. M. tiene 42 años, Es Viuda vive con los hijos en el Cantón Ventanas Provincia de los Ríos. Tiene 2 hijos.

Los miembros de la V.R.C. SAN JOSE DE LOS AMARILLOS se encuentra ubicada en el recinto Amarillos, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz.

Clemencia se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Comercial Murillo y los vende en la misma localidad.

Solicita el crédito para sembrar maíz y arroz, compra de insumos y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es incrementar el negocio.

Le gusta escuchar música.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 79
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Clemencia Victoria to buy farming supplies and fertilizer.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Mar 1, 2011
Mar 12, 2011
Currency Exchange Loss:
Sep 15, 2011