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Divorced with six children, Efua B. has been selling palm oil and food items such as garden eggs (as shown in the photograph) at Jukwa Market near Abura, Cape Coast, for six years now. Being the sole provider for her family, she is keen to expand her business to grow her income. She plans to use the loan to purchase more food items to sell, as demand for them has increased. The extra profits she is aiming to earn will be saved up for her family’s future.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Efua to purchase more food items to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 28, 2011
Mar 11, 2011
Currency Exchange Loss:
Oct 3, 2011