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Afia A. is married to a farmer, and they have two children. Educated up to junior high school, Afia has spent the past six years selling kenkey, a staple in the Ghanaian diet made of fermented maize dough, in the Jukwa Market (near Abura in Cape Coast).
Afia’s family relies on her income to pay for school fees and household utilities. She is keen to expand her business with the loan, which she’ll use to purchase more maize to increase the production of kenkey. She plans to save up the extra profits she makes.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 25
    View loans »
    Ghana Loans Fundraising
  • $11,557,625
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Afia to purchase more maize to increase the production of kenkey.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 28, 2011
Mar 11, 2011
Currency Exchange Loss:
Sep 27, 2011