Ulato is a 67-year-old woman with three children. Her plantation is her family's only means of support, and she has been running it for a long time. She sells her crops at the market while her sons do manual labour in the fields. She goes to the market with her produce three times a week and makes a profit of $124 a per day. She appreciates the help she has received from previous loans, and hopes to use her new loan to increase the output of her plantation.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.