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Señor De Cani Cruz Group
In this Group: Lourdes Rosario, Mariel, Ines Laura, Marcelina*, Zoila Sara, Marisol, Ninoska Rocio, Maria Luisa, Erika Paola, Rhin Kempes, Flor De Maria, Carmen Teodora
* not pictured
Lourdes Rosario A. C., 41, is separated and has four school age children. She’s a member of the “Señor D. Cani Cruz” communal bank.

Lourdes started a clothing sales business because of need having separated from her husband three years ago; she had to raise and feed four children on her own. Lourdes looked for work for several weeks but because she hadn’t gone beyond elementary school and also had no experience, she couldn’t find employment. She saw selling clothes as an opportunity to get ahead. She home delivers clothes to her customers. Besides sales, she alternates her days with payment collections and with household chores in order not to neglect her children’s education.

The loan is granted to buy other articles of clothing as well as shoes in order to increase income.

In the photo, Lourdes is wearing sky blue pants and an orange sweater; she’s third from the left.The two small photos correspond to the members who were not present at the time the picture was taken: Carmen Teodora Vichez A. (upper left) and Flor D. Maria M. E. (lower left).
View original language description ↓
Lourdes, es separada, tiene 41 años D. edad, 04 hijos en edad escolar; socia D. la alcancìa comunal: " Señor D. Cani Cruz"
Lourdes empezò este negocio D. venta D. ropa por necesidad; ya que se separò D. su esposo hace 3 años, y tuvo que criar y alimentar a 4 niños sola. Lourdes buscò trabajo por varias semanas, pero ya que no contaba con estudios superiores y tampoco tenia experiencia no conseguìa empleo. Asì fuè que viò en la venta D. ropa una oportunidad D. salir adelante. Lourdes reparte ropa a domicilio a sus clientes; ademàs D. las ventas, ella alterna su dia para cobrar y ver los quehaceres D. la casa para no descuidar la educacion D. sus hijos.
El prèstamo otorgado es para comprar otras prendas y tambièn calzado; asì poder incrementar sus ingresos.
(En la fotografìa, Lourdes esta vestida D. pantalòn color celeste y chompa color naranja, y es la tercera D. la izquierda)

Las dos Fotos pequeñas corresponD. a las señoras: (quienes no estuvieron presente en la toma principal)
Carmen Teodora Vichez A. (Foto Pequeña que esta en la parte superior)
Flor D. Maria M. E. (Foto Pequeña que esta en la parte inferior)

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $57,372,500
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Cani Cruz Group's $4,275 loan helped a member to buy other types of clothes and shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 3, 2011
Listed
Mar 24, 2011
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2011