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Juan Montalvo
Juan Montalvo C. G. is 41 years old and lives with his common law wife and their child in the canton of Chillanes in Bolivar Province.


The members of the Communal Bank “Juntos Venceremos” (Together We Overcome) meet at the fairgrounds of Matilde Esther in the canton of Chillanes. There are twelve members in this Communal Bank, all of whom are devoted to growing cacao and cassava.


Juan is a farmer who grows cacao and cassava. He buys his supplies in Mata de Cacao at the end of each month and sells at the fair in Chillanes on Sundays.


Juan is requesting a loan to buy supplies for growing cacao and cassava. The assistance from this loan will help him financially to acquire what he needs. His main challenges are pests, diseases, and weather changes. He dreams of building a concrete house where he and his family can live.


Juan enjoys playing sports.

View original language description ↓
Juan Montalvo C. G. tiene 41 años, vive en Unión Libre con la compañera y con los hijos en el Cantón Chillanes Provincia de Bolívar. Tiene 1 hijos.

Los miembros de la V.R.C. JUNTOS VENCEREMOS se encuentra ubicada en el recinto Matilde Esther pertenece al Cantón Chillanes, esta ventanilla de 12 miembros se dedica a las labores agrícolas de cultivos de cacao y yuca.

Juan se dedica a la agricultura a la siembra de cacao y yuca. Compra sus productos en Mata de Cacao cada fin de mes y los vende en la feria de los domingos en Chillanes.

Solicita el crédito para la comprar de insumos para los cultivos de cacao y yuca. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es construir la vivienda de hormigón para vivir con la familia.

Le gusta hacer deporte

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 23
    View loans »
    Ecuador Loans Fundraising
  • $22,871,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Juan Montalvo to purchase supplies for growing cacao and cassava.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 18, 2011
Listed
Mar 11, 2011
Currency Exchange Loss:
N/A
Ended:
Mar 24, 2012