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Clarisse is 23 years old and is still single. She is the only one in her family who works. For that reason, Clarisse works hard in order to provide everything necessary for her family. She owns a small business selling various products such as body lotion, water and soap. Clarisse has 3 years of experience in this business and her business is well-organized. The hours of her shop are from 6am until 10pm every day.

Clarisse has requested a loan from Kiva lenders via Vision Finance Company in order to purchase more goods to sell. Clarisse hopes to earn more profits, which will allow her to save money for her future. Clarisse will build a house for her family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 26
    View loans »
    Rwanda Loans Fundraising
  • $13,367,925
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD