Rabqa lives with her family in Khanewal in a two-room brick house. Khanewal is a small Pakistani city known for its agriculture industry. She has been living there in the area of Shanti Nagar for 20 years. Rabqa is 47 years old and has no children. She spends her time by staying at home and taking care of household responsibilities.
Rabqa has applied for a loan from Kiva field partner Asasah for her husband’s agriculture business. With the loan he will buy seed, and fertilizer to get better results from his crops. He has eight years of experience in his work and Rabqa hopes that this loan will help him get more from his work and increase his profits. This is Rabqa's third loan from Asasah. Up to now, she has maintained good credit behavior and has never missed any meetings.
Note: In the photo that accompanies this profile, Rabqa is the woman at right who is holding an Asasah Passbook.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid