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Portia M. is a trader working at Abee near the fishing town of Elmina. She is married to a taxi driver and has one child. Portia sells drinks and powder as well as hand bags and kitchen utensils. She has been doing this job for 6 years now.

Portia uses her income to assist her husband in the payment of school fees and utility bills. Her plan is to expand her business. Therefore she would like to purchase more bags and utensils for sale. Portia hopes to increase her profits to reinvest into her business, but to also take care of her children so they can enjoy a good education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 40
    View loans »
    Ghana Loans Fundraising
  • $11,582,250
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Portia to purchase more bags and utensils for sale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 15, 2011
Mar 11, 2011
Currency Exchange Loss:
Sep 20, 2011