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Luís Armando
Luís Armando P. A. is 36 years old and lives with his common law wife in the canton of Chillanes in Bolivar Province. They have three children.


The members of the Communal Bank “Juntos Venceremos” (Together We Overcome) meet at the fairgrounds of Matilde Esther in the canton of Chillanes. There are twelve members in this Communal Bank, all of whom are devoted to growing cacao and cassava.


Luís is a farmer who grows cacao and cassava. He buys his supplies in Mata de Cacao at the end of each month and sells at the fair in Chillanes on Sundays.


Luís enjoys going out in the afternoons to play sports with his family.

View original language description ↓
Luís Armando P. A. tiene 36 años, vive en Unión Libre vive con la cónyuge en el Cantón Chillanes Provincia de Bolívar. Tiene 3 hijos.

Los miembros de la V.R.C. JUNTOS VENCEREMOS se encuentra ubicada en el recinto Matilde Esther pertenece al Cantón Chillanes, esta ventanilla de 12 miembros se dedica a las labores agrícolas de cultivos de cacao y yuca.

Luis se dedica a la agricultura a la siembra de cacao y yuca. Compra sus productos en Mata de Cacao cada fin de mes y los vende en la feria de los domingos en Chillanes.

Solicita el crédito para la comprar de insumos para los cultivos de cacao y yuca. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es educar a los hijos y comprar una casa.

Le gusta salir por la tarde con la familia hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 68
    View loans »
    Ecuador Loans Fundraising
  • $23,510,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Luís Armando to purchase supplies for growing cacao and cassava.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 18, 2011
Listed
Mar 10, 2011
Currency Exchange Loss:
N/A
Ended:
Mar 22, 2012