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Edwin Jose
Edwin Jose A. P. is 18, and single, with no children. He lives with his parents in Chillanes Canton in Bolívar Province. He enjoys sports.

The JUNTOS PROGRESAMOS [Together We Make Progress] Communal Bank is located in Recinto Matilde Esther in Chillanes Canton. The communal bank's 12 members do short-cycle agricultural work, planting corn, rice, and passionfruit in small quantities and raising animals such as pigs and hens.

Edwin works farming corn and raising pigs. He buys his products in Mata de Cacao at the end of each month and sells them in the market in Chillanes on Sundays.

He requests the loan so he can plant corn and also rice, to purchase supplies for the crops, and to buy food for the animals. The support of this loan will help him financially meet his needs, and face challenges such as insect infestations, illnesses, and the vagaries of the weather. His dream is to have a mechanic's shop.
View original language description ↓
Edwin Jose A. P. tiene 18 años, es soltero, vive con los padres en el Cantón Chillanes Provincia de Bolívar. No tiene hijos.

Los miembros de la V.R.C. JUNTOS PROGRESAMOS se encuentra ubicada en el recinto Matilde Esther pertenece al Cantón Chillanes, esta ventanilla de 12 miembros se dedica a las labores agrícolas en ciclo corto de siembra maíz, arroz, maracayá en pocas cantidades y a la cría de animales como chanchos y gallinas.

Edwin se dedica a la agricultura a la siembra de maíz y cría de chanchos. Compra sus productos en Mata de Cacao cada fin de mes y los vende en la feria de los domingos en Chillanes.

Solicita el crédito para sembrar maíz y arroz además para insumos para los cultivos y comprar de comida para los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener un taller mecánico.

Le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Edwin Jose to plant corn and rice and to purchase supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Feb 14, 2011
Mar 10, 2011
Currency Exchange Loss:
Apr 15, 2012