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Luís Cajilema
Luís Cajilema C., 51, is a widower . He lives in Chillanes canton, Bolívar province with his son. He has one son.

The “JUNTOS PROGRESAMOS” (We Progress Together) communal bank is located in Matilde Esther which belongs to Chillanes canton. It has 12 members primarily involved in short cycle farming of corn, rice and small amounts of passion fruit and in raising small animals like pigs and chickens.

Luis is a corn, rice, cocoa bean and passion fruit farmer. He buys his supplies in Mata de Cacao at the end of each month and sells at the Chillanes Sunday farmers market.

He is asking for a loan to plant corn and rice and to buy farming supplies. Support from the loan will help him economically to meet his needs. The challenges he faces are infestations, diseases and weather variations.

His dream is to continue working to provide his son with an education. He enjoys work and playing cards on Sundays.
View original language description ↓
Luís Cajilema C. tiene 51 años, es viudo vive con el hijo en el Cantón Chillanes Provincia de Bolívar. Tiene 1 hijo.

Los miembros de la V.R.C. JUNTOS PROGRESAMOS se encuentra ubicada en el recinto Matilde Esther pertenece al Cantón Chillanes, esta ventanilla de 12 miembros se dedica a las labores agrícolas en ciclo corto de siembra maíz, arroz, maracayá en pocas cantidades y a la cría de animales como chanchos y gallinas.

Luís se dedica a la agricultura a la siembra de maíz, arroz, cacao y maracayá. Compra sus productos en Mata de Cacao cada fin de mes y los vende en la feria de los domingos en Chillanes.

Solicita el crédito para sembrar maíz y arroz además para insumos para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es seguir trabajando para dar la educación al hijo.

Le gusta trabajar y los domingos jugar naipe.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 88
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Luís Cajilema to plant corn and rice and to buy farming supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Feb 14, 2011
Mar 10, 2011
Currency Exchange Loss:
Apr 15, 2012