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Señor De La Esperanza Group
In this Group: Norma Haydee, Elizabeth, Dulia Ursula, Mila Victoria, Ileodora Eugenia*, Martha Eufemia, Milagros Manuela
* not pictured
Norma is one of the 7 members of the "Señor de la Esperanza" (Lord of Hope) community bank which is located in the rural area of Matucana. She is the group's president.

Norma is 53 years old, a single mother, and has two children, one of whom is in her care and currently studying thanks to her hard work. Norma recently acquired a small kiosk which she has located outside her home and there she sells meals and fried food such as kebabs, hot dogs and grilled chicken. She works hard because she has customers who carry out maintenance work on the roads. Norma would like to invest her loan money in obtaining school supplies for the 2011 school year since she knows that this way she will make extra profits. She will also continue selling meals.

Norma's dream is to one day have a grocery store in her home. The members of the "Señor de la Esperanza" community bank are active participants and they are punctual in making their repayments. They are grateful for the attention people pay to their request.

Owing to her working hours, Ileodora did not arrive in time for this photo. She works in San Juan de Matucana Hospital as a cook. The lady whose photo is added to the main photo is Miss C.. She works as a cosmetologist in the city of Chosica and the distance between Chosica and Matucana made it impossible for her to be punctual in arriving at the loan disbursement meeting.
View original language description ↓
Norma es una de las 7 integrantes de la Alcancía Comunal “Señor de la Esperanza” ubicada en la zona rural de Matucana y tiene el cargo de presidenta. Norma tiene 53 años de edad, es madre soltera y tiene 02 hijos de los cuales uno esta a su cargo y actualmente esta estudiando, gracias a su esfuerzo. Últimamente adquirió un pequeño quiosco que lo ha ubicado en la puerta de su vivienda y vende comida, frituras como: anticuchos, panchos, pollo a la parrilla. Trabaja arduamente pues tiene clientes que trabajan en la carretera realizando mantenimiento. Norma desea invertir el capital obtenido en útiles escolares para la campaña2011, pues sabe que obtendrá ganancias extras para su economía. Además de seguir en la venta de comida. Su sueño es llegar a tener su propia bodega en casa. En la Alcancía Comunal Señor de la esperanza los socios participan activamente y son puntuales en sus pagos, y están agradecidos por las atenciones a su solicitud. Por motivo de horario de trabajo la Sra. Ileodora no llego a tiempo pues trabaja en un hospital san Juan de Matucana como cocinera. La señorita adjunta C. labora como cosmetóloga en la ciudad de Chosica y la distancia hacia Matucana la imposibilito para estar puntual en la reunión de desembolso.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 155
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De La Esperanza Group's $1,175 loan helped a member to buy school supplies for the upcoming school year.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 21, 2011
Mar 10, 2011
Currency Exchange Loss:
Jul 19, 2011