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Selina is 39 years old and is married, with two children who are 1 and 3 years old. She also takes care of two relatives. Selina is a self-employed businesswoman selling a variety of goods, as her photo indicates. Among those goods are cosmetic products like body lotion and Colgate (toothpaste), and foods like rice and sugar.

Selina has requested a Kiva loan via Vision Finance Company in order to expand her business by purchasing a large quantity of sugar and rice, as they are highly in demand. With this large quantity she will also start wholesaling. In doing so, Selina hopes to earn more profits. That will allow her to renovate her house and continue to pay school fees for her two relatives as well as to build a secure future for her two children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,392,250
    Funds lent in using Kiva
  • 590.0
    Rwanda Francs (RWF) = $1 USD