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Odette is 42 years old and is married with seven children between five and 17 years old. Odette’s husband is a teacher. Odette owns a business selling various styles of clothes. Her business is well organised and she employs two people. Odette opens from 7am until 6pm every day and has been running the business for four years.

Odette has now requested a loan from Kiva lenders via Vision Finance Company for the purpose of expanding her business by purchasing various styles of clothes to attract more customers. The increased business will help her to earn more profits, which will allow her to buy a house.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $15,198,425
    Funds lent in using Kiva
  • 590.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Odette to purchase extra clothing to expand her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 14, 2011
Mar 10, 2011
Currency Exchange Loss:
Nov 15, 2011