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Odette is 42 years old and is married with seven children between five and 17 years old. Odette’s husband is a teacher. Odette owns a business selling various styles of clothes. Her business is well organised and she employs two people. Odette opens from 7am until 6pm every day and has been running the business for four years.

Odette has now requested a loan from Kiva lenders via Vision Finance Company for the purpose of expanding her business by purchasing various styles of clothes to attract more customers. The increased business will help her to earn more profits, which will allow her to buy a house.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 94
    View loans »
    Rwanda Loans Fundraising
  • $13,450,325
    Funds lent in using Kiva
  • 590.0
    Rwanda Francs (RWF) = $1 USD