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Nazia's Group
In this Group: Nazia, Gulshan, Bushra, Khursheed Bibi
Nazia, age 29 (shown holding the "Asasah Passbook" in the picture), is a homemaker with many household responsibilities who resides in Fateh Sher colony, which is located in Sahiwal, an area known for its agriculture industry. She married five years ago, and she and her husband have three small children who are still too young to attend school. The family lives in a two-room brick house. Nazia has great administrative skills and manages her household expenses effectively.

Her husband is a fruit vendor who sells fruit at the market. He supplements his income as a daily-wage laborer, taking on jobs whenever they are available. Nazia has applied for a loan from Kiva partner Asasah to improve her husband’s business. With the loan, he will buy fresh seasonal fruits to offer for sale, which will increase his income and sales.

Nazia is hopeful that her husband’s business will grow further through the investment of this loan. She feels that it will result in a higher standard of living for her family. She is a regular loan user of Asasah and this is her fourth loan application. She has proved herself as a responsible client who has always paid her installments on time and never missed a meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $14,708,500
    Funds lent in using Kiva
  • 84.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nazia's Group's $825 loan helped a member to buy fresh seasonal fruits for her husband's fruit-vending business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 7, 2011
Mar 9, 2011
Currency Exchange Loss:
Feb 15, 2012