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Emmanuel, age 30 and married, owns and operates a shop where he sells a variety of goods. Emmanuel has owned his shop for seven years and is well known in his community. The hours of his business are from 7 a.m. until 8 a.m. every day. Emmanuel employs two people in his business.

Emmanuel is requesting a Kiva loan via Vision Finance Company. With this loan, Emmanuel will expand his business by investing in the sale of foodstuffs such as beans, rice, cooking oil, and sugar. He has high hopes that his revenue will increase as a result of such an investment. If successful, Emmanuel will keep reinvesting in his business for better financial stability, with the ultimate goal of better providing for his family.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 16
    View loans »
    Rwanda Loans Fundraising
  • $15,580,500
    Funds lent in using Kiva
  • 590.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Emmanuel to buy a variety of goods, mainly foodstuffs such as beans, rice, and sugar, to offer for sale in his shop.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 14, 2011
Mar 9, 2011
Currency Exchange Loss:
Nov 15, 2011