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Samuel, age 40, has a kiosk business. The kiosk is located at the roadside, so it is easy for his customers to access the premises to buy goods to meet their needs. Prior to running the business, Samuel used to do odd jobs to support his family, but the income generated was unstable and sometimes insufficient for meeting the needs of the family. He and his wife Susana, age 36, are blessed with two children: Sami, age 9, who attends third grade in the elementary school, and Arjen, age 5. Samuel and his family live in Naikoten Village in Kupang City.

Samuel began his business using his own small capital. He is happy with his current business, not only because he does not have to look for odd jobs every day but also because he dreams of improving it so as to better provide for his family. Samuel joined TLM Group Lending Program and has received loans in the amount of IDR 500,000 in the first loan cycle and IDR 750,000 in the second. Samuel's business has improved since he received these loans. He used the money to stock more basic materials to be sold in his kioask, such as noodles, coffee, sugar, teabags, soap, detergent, and rice.

Samuel plans to expand his business by adding more products and to renovate his business place. He is requesting a loan of IDR 4,000,000. Samuel is hoping that TLM will assist him with a loan to help make his dream come true.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 30
    View loans »
    Indonesia Loans Fundraising
  • $5,319,675
    Funds lent in using Kiva
  • 8,776.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Samuel to buy more products to offer for sale and to renovate his business place.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 25, 2011
Mar 9, 2011
Currency Exchange Loss:
Oct 15, 2012