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N. Suraye is 26 years old and has secondary education. Suraye is an entrepreneur, she lives in the city of Qurgan-Tube and sells warm winter clothes. She has own stand in the central market of Qurgan-Tube. She plans to use her loan to purchase a new assortment of children's winter clothes. She brings in the merchandise from Dushanbe. The loan will help Suraye offer a wider variety of goods to the residents of Qurgan-Tube, which will give them more choices to match their tastes at a lower price. They would not have to travel outside of the city and spend extra money for the trip.

She plans to pay off the loan in 12 months.

Translated from Russian by Elena Fedorchuk, Kiva Volunteer.

Нахшбандова Сурайе, возраст – 26 лет, образование среднее. Сурайе предприниматель, живет в городе Курган-Тюбе и занимается продажей зимних теплых вещей. Она имеет торговую лавку на центральном рынке города Курган-Тюбе. На полученный кредит Сурайе планирует приобрести новый ассортимент зимних детских теплых вещей. Товар она привозит из города Душанбе. Получив кредит она сможет предложить жителям города Курган-Тюбе большой ассортимент продаваемого товара, чтоб они смогли выбрать его на свой вкус и приобрести по умеренным ценам, при этом не выезжая за пределы городы и не неся дополнительных расходов по проезду.
Клиент планирует выплатить кредит в течение 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 260
    View loans »
    Tajikistan Loans Fundraising
  • $30,431,075
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Suraye purchase new warm winter clothes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 4, 2008
Dec 20, 2007
Currency Exchange Loss:
Feb 15, 2009