Vann C. is a seventy-year-old married woman from the province of Kompong Cham. She earns a living by growing rice. She has been farming since 1979 and makes approximately $1 per day to support her family. Her husband assists her in the same business. This couple has six children -- three are single and three are married. Two of their children are working at a garment factory as sewing workers. Vann C. is looking for a loan to buy a cow because her old cow can no longer support her field work.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.