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Adonay Pérez C. is 22-years-old. He's single and lives with his parents. He wants to buy the necessary supplies for the care of his coffee plantation so that he can have it in good condition for the next harvest. He's relying on land that's already in production, and what he wants is to increase the production of the plantation in order to gain better output in quantity and quality this year, at the same time managing to expand as a coffee grower in the region. He thinks about his future and about earning an income to improve his quality of life and achieve his personal goals. This is his first loan from FUDECOSUR. He hadn't had other loans from state banks, but FUDECOSUR has offered him this loan with ease and a much lower interest rate.
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Adonay Pérez C., tiene la edad de 22 años, está soltero y vive con sus papás. El quiere comprar los insumos necesarios para la asistencia de su cafetal y tenerlo en buenas condiciones para esta próxima cosecha. El cuenta con el terreno ya en producción y lo que quiere es incrementar la producción de la plantación para obtener mejores rendimientos en cantidad y calidad este año, al igual que llegar a crecer como caficultor de la zona. El piensa en su futuro y en obtener ganancias para una mejor calidad de vida y así también ir alcanzando sus metas personales propuestas.
Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 49
    View loans »
    Costa Rica Loans Fundraising
  • $4,677,350
    Funds lent in using Kiva
  • 495.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Adonay to purchase supplies for the care of his coffee plantation.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 17, 2011
Mar 11, 2011
Currency Exchange Loss:
Feb 17, 2014