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Ricardina is 43 years old and assumes the role of both father and mother to her three children. She was born in the city of Cusco and still lives there. Ricardina is a hardworking and enterprising mother who succeeds on behalf of her family. She has a small grocery store located in her home where she offers her products to her neighbors. Ricardina opens her store very early at approximately 6am and closes at 10pm. She has been in this business for twelve years and has done very well as a result of the effort she puts into her work. Ricardina is taking this opportunity to request a loan to buy more merchandise such as sugar, noodles, rice, and other products.

Ricardina is a member of the Communal Bank “Sol de Oro” (Golden Sun), which is part of Asociación Arariwa. She is grateful for the opportunity being given to her and promises to complete her payments on time.

View original language description ↓
Ricardina, tiene 43 años de edad, es padre y madre para sus tres hijos, ella nació en la ciudad del cusco y vive en la misma ciudad.

Ricardina es una madre trabajadora y emprendedora que saca adelante a su familia, ella tienen un pequeña tienda de abarrotes y está ubicado en su domicilio donde expende sus productos a sus vecinos, ella abre muy temprano la tienda aproximadamente a las 6 de la mañana y cierra la tienda a las 10 de la noche. Ya son 12 años que se dedica a este negocio y le va muy bien gracias al empeño que pone en su labor.

Ricardina en esta oportunidad requiere el préstamo para comprar más mercadería como por ejemplo azúcar, fideos, arroz y otras cosas más.

Ricardina pertenece al banco comunal “Sol de Oro” de la Asociación Arariwa y se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 125
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ricardina to purchase sugar, noodles, rice, and other products for her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 18, 2011
Mar 9, 2011
Currency Exchange Loss:
Jul 15, 2011