They got acquainted through bonds of kinship, neighborhood, and friendship. They buy and sell jewelry, fish, peanuts and soap. They are seeking their first group loan from Kiva's partner, Soro Yiriwaso.
AMINATA F. intends to buy jewelry from resellers in Wakoro village on a weekly basis. She sells daily at her home, for cash and on credit, to a clientele comprising mostly women.
She foresees turning an average monthly profit of XOF 10'000 (ca US$ 20), to be used to pay the loan installments and her children's expenses.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce de bijoux, de poissons, d’arachides et de savons.
Les femmes du groupe Laïdou sont à leur premier prêt solidaire avec Soro Yiriwaso.
AMINATA F. compte acheter des bijoux avec les revendeurs du village de Wakoro, hebdomadairement. Elle effectue ses ventes quotidiennement sur place à la maison, au comptant et à crédit, à une clientèle composée essentiellement de femmes.
Elle envisage réaliser un bénéfice moyen mensuel de 10 000F CFA qui sera utilisé pour payer les échéances du prêt et prendre en charge les dépenses de ses enfants.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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