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Philippe is 32 years old, married and has three children. He makes a living by running a small shop where he sells a variety of goods such as juice, soaps, body lotion and cooking oil. He has been in this business for two years, is doing quite well and now has one employee. He has applied for this loan to expand his business by buying food items such as rice, beans, peas, and Irish potatoes. With these additional items to sell, Philippe hopes that his profits will increase and he will be able to better care for his family. He expresses his sincerest thanks to Kiva and Vision Finance for supporting his business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 105
    View loans »
    Rwanda Loans Fundraising
  • $13,468,725
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD