Mrs. Chhem M. (pictured with her daughter), 59, is a widow with one son and four daughters. Three are married, two attend school and another one is a car repairman. The family lives along National Road Number One about 20 kilometers from Phnom Penh City.
Chhem is a rice farmer. In addition, she also raises pigs at home. She is applying for her first loan in the amount of $1,000 to purchase a Tuk Tuk (motorcycle-based taxi) for her son-in-law.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.