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Marjorie Elena
The Soraya communal bank meets every two weeks in Montecristi canton, renowned for its rich pre-colonial culture and its crafts that are famous both nationally and internationally. It is a place famous for its Panama hats.

Marjorie is a founding member of the communal bank. She is the bank’s Payments Overseer and she likes the bank because of the ease of getting loans. She is 31 years old and is in a common law relationship. She has a 7-year-old daughter who is in school. Her husband is abroad.

She works as a contractual Teacher at a school in Manta but she’s also a merchant. She has a locale in Montecristi where she sells all sorts of things according to the season. She sells clothes, bed sheets, toys and school supplies, among others. She tells us that she takes advantage of the seasons in a year to sell her items. She works every day during the afternoon when she’s working as a teacher and all day on her days off because one has to take advantage of the most time to win over more customers, she tells us. Sometimes her father helps her in the business.

This loan is to buy seasonal clothing as well as school supplies because the new school term is fast approaching. Her dream is to secure a state teaching position.
View original language description ↓
EL Banco Comunal Soraya se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

La señora Marjorie es socia fundadora del Banco comunal, es la fisca de pagos del banco y le gusta por las facilidades para conseguir los créditos. Tiene 31 años de edad, mantiene una relación de unión libre y de esta relación tiene una hija de siete años la misma que estudia en escuela. Su marido está en el extranjero.

Trabaja de maestra por contrato en una escuela en Manta pero además de eso se dedica al comercio ya que tiene un local en Montecristi donde vende de todo de acuerdo a la temporada, vende desde ropa, sabanas, juguetes, útiles escolares entre otras cosas, nos cuenta que ella aprovecha las épocas del año para vender sus productos. Trabaja todos los días en las tardes cuando está trabajando de maestra pero todo el dia en sus días libres ya que hay que aprovechar el mayor tiempo para ganar más clientela nos comenta. Algunas veces su papa le ayuda en su negocio.

Este crédito es para comprar ropa de temporada, además de útiles escolares ya que pronto se viene la época de entrada a clases. Sus sueños son tener un nombramiento del estado para su cargo de maestra.

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Marjorie Elena to buy seasonal clothing and school supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 1, 2011
Listed
Mar 7, 2011
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2011