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Fenita A. is married and has one child. She has completed her high school education. Fenita sells tie-dye fabrics and local soap at Effiakuma Estate, near Takoradi, which she has been doing for 8 years. She is also a seamstress. Her husband is a labourer. Fenita uses her income to help her husband pay for household expenses.

Fenita will use the loan to purchase raw materials to be able to produce more soaps and clothes for sale. The new profits will be reinvested to expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Fenita to purchase raw materials for the production of more soaps and clothes for sale.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 16, 2011
Mar 5, 2011
Currency Exchange Loss:
Jul 20, 2011