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María
This location is known for its traditional culture and for being just a few minutes from two of the province’s best beaches: San Jacinto and San Clemente.

María is a founding member of the communal bank and is its Treasurer. She comments that she likes the bank because of the seriousness both of the members, who are responsible, and of the institution which always follows through with them.

She is 42 years old, married and has two children who are 15 and 16 years of age and in school. She is five months pregnant with her third child. Her husband drives a semi truck.

She has a business selling phone cards and has phone booths and she also provides Internet access services. She was able to open this business thanks to a prior loan that was used to buy computers and to set up the business. She works every day from 8am until 8pm. She says she does well because there is no other similar business in the area. She also sells soft drinks and Pingüino brand ice cream treats. She tells us that she’s been in business several years.

She asked for the loan to buy phone cards and to pay the monthly telephone and Internet fees in order to continue providing services. Her goals are to continue growing in the business and that her children become professionals and that her baby is born healthy.
View original language description ↓
Esta localidad se conoce por su cultura tradicional y además por estar a pocos minutos de dos de las mejores playas de la provincia como son San Jacinto y San Clemente.

La señora María es socia fundadora del Banco Comunal y se desempeña como tesorera del mismo, nos cuenta que le gusta el Banco por la seriedad tanto de las socias que son responsables y de parte de la institución que siempre cumple con ellas. Tiene 42 años de edad, está casada y tiene dos hijos de 15 y 16 años que están en colegio, en la actualidad está en su quinto mes de embarazo de su tercer hijo. Su esposo es chofer de un tráiler.

Tiene un negocio de venta de tarjetas y cabinas telefónicas, además de brindar servicios de internet, el mismo que pudo poner gracias a un crédito anterior que le sirvió para comprar unas computadoras y poner este servicio. Trabaja todos los días desde las 8 am hasta las 20h00, dice que le va bien ya que por allí cerca no hay otro negocio como el suyo, también vende colas y helados Pingüino. Nos cuenta que son varios años que lleva con su negocio.

Es para esto que solicito este crédito para comprar tarjetas telefónicas y para pagar el mes de telefonía e internet para seguir brindando sus servicios. Sus metas seguir creciendo con su negocio, que sus hijos sean profesionales y que su bebe nazca sano.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,193,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped María to buy phone cards and to pay phone and Internet fees.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 28, 2011
Listed
Mar 7, 2011
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2011