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Iris Cecibel
The members of the Mujeres Organizadas Communal Bank meet every 15 days in the Rocafuerte Canton. This place is known for the delicious sweets that are prepared by the locals and are well-known throughout the country.


This is where we met Iris. She is 47 years old, married, and has three children from her marriage. The two older children are in college and the youngest is 17 years old and is in high school. They all still live with her. Her husband works at a school in Higuerón.


She works selling all types of clothing from door to door and from her house when her customers need something. She works three days each week in the mornings. She leaves the products with her customers on credit and collects the money each weekend. Iris buys the clothing in Guayaquil. She tells us that she has had the business for 1 year and 6 months, and she started her business with the first loan. It has gone well for her.


This loan is to purchase seasonal beach clothing like men’s and women’s bathing suits, T-shirts, Bermuda shorts, and other items. She has been with the communal bank for three loan cycles and she enjoys it because as a result of these loans, she started her business which allows her to earn a living honorably. Her dream is to have her own store.

View original language description ↓
En el cantón Rocafuerte se reúnen cada quince días las socias del Banco Comunal Mujeres Organizadas. Este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños y que son reconocidos en todo el país.

En este lugar conocimos a la señora Iris, ella tiene 47 años de edad, está casada y de esta relación tiene tres hijos, dos de ellos mayores que estudian en universidad y la menor de 17 años que estudian en colegio, todos aun viven con ella. Su esposo trabaja en una escuela en Higuerón.

Se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa cuando sus clientes necesitan algo. Trabaja tres días a la semana por las mañanas. Ella deja a crédito los productos a sus clientes y cobra cada fin de semana. Lo que es ropa la compra en Guayaquil, nos cuenta que lleva 1 año y seis meses y que empezó su negocio con el primer crédito y le ha ido bien.

Este crédito es para comprar ropa de temporada playera como trajes de baños de hombres y mujeres, camisetas, bermudas entre otras prendas. Está en el Banco Comunal hace 3 ciclos y le gusta porque a través de estos créditos empezó su negocio que le permite ganarse la vida honradamente. Sus sueños son tener su propio almacén.

About Ecuador

  • $10,200
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Iris Cecibel to buy bathing suits, T-shirts, Bermuda shorts, and other clothing items for the beach season.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 25, 2011
Listed
Mar 7, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011