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Mujeres De Chilcatotoras (Cuenca) Group
In this Group: María Angelita, Celia Margarita, Libia Lourdes, Carmen Amelia, Ruth Melania, Teresa Elvira, Susana Angelica, Carmen Rocío, Nelly Estela, Sandra Lorena, Gloria Emperatriz, Rosa Elvira
The 'Mujeres de Chilcatotoras' (Women of Chilcatotoras) community bank is made up of 12 women who mainly work in agriculture and livestock raising. These jobs allow them to be near their children, in order to look after them and contribute to their family finances. They live in the community of Chilcatotoras, in the parish of Taqui. This parish has a cold climate and is known as an area that is dedicated to agriculture and livestock raising. The people are kind and charismatic.

Carmen Rocío L. lives in the community of Chilcatotoras. This is the third loan that she has accessed through her community bank. She was invited to join the community bank by her friend.

Carmen is 20 years old. She lives with her partner and has 2 children aged 2 and 1. Her husband works in the construction industry as a bricklayer. They don't own their own home but live in her mom's house, sharing expenses.

Carmen Rocío looks after her children who are still young. She also takes care of her household chores and raises animals such as lambs and guinea pigs. She sells these animals when she has a financial need to do so.

Carmen Rocío will invest her loan money in buying guinea pigs in order to continue in her business. Her goal is to own her own home to live in together with her family.

Susana Angelica G. lives in the community of Chilcatotoras. She is 27 years old, married, and has 2 children aged 6 and 4. Her eldest child attends the local elementary school. Her husband works as a construction worker and together they have managed to build their own home.

Susana Angelica is taking her first loan through her community bank. She was invited to join by a friend. Her business is raising animals such as hens, pigs and cattle. She sells the milk that she obtains from her cows to milk floats in the area. She has been in this business for 4 years. She will invest her loan money in buying manure to fertilize her pastures. Her goal is to finish building her home since she still has some work to carry out.
View original language description ↓
El banco comunal Mujeres de Chilcatotoras esta conformado por 12 mujeres que en su mayoría se dedican al trabajo en el campo como la agricultura y ganadería, trabajos que les permiten estar cerca de sus hijos para cuidarlos y también aportan a la economía de sus hogares. Viven por la comunidad de Chilcatotoras que pertenece a la parroquia de Tarqui, parroquia es de clima frió y se caracteriza por ser una zona ganadera y agrícola, su gente es muy amable y carismática.

La Señora. Carmen Rocío L. vive por la comunidad de Chilcatotoras, se encuentra en su tercer crédito que realiza en el banco comunal y fue invitada por una amiga.
Tiene 20 años de edad, vive en unión libre y ha concebido 2 hijos de 2 y 1 año de edad. Su esposo labora en la construcción como albañil, no tienen casa propia por lo que viven en casa de su mamá compartiendo los gastos.
La Señora. Carmen Rocío se dedica al cuidado de sus hijos que aun están pequeños, a los quehaceres de su hogar y a la cría de animales como: borregos y cuyes a los que los vende cuando tiene alguna necesidad económica.
El dinero de su crédito lo va a invertir en la compra de cuyes para continuar con este negocio. Su meta es tener su casa propia para vivir con su familia.

La Señora. Susana Angelica G. vive por la comunidad de Chilcatotoras, tiene 27 de años, es casada y fruto de su unión conyugal ha concebido 2 hijos de 6 y 4 años de edad, su primer hijo estudia en una escuelita de la comunidad. Su esposo labora como albañil y con el trabajo conyugal han construido su casa propia.
Doña Susana Angelica se encuentra en su primer crédito que realiza en el banco comunal al cual fue invitada por una amiga. Se dedica a la cría de animales como: gallinas, chanchos y ganado, la leche que obtiene de sus vacas vende a los carros lecheros que hay por el sector, esta actividad la desempeña hace 4 años.
El dinero de su crédito lo va a invertir en la compra de abono para fertilizar sus potreros. Su meta es terminar su casa ya que aun le faltan algunos arreglos.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,158,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres De Chilcatotoras (Cuenca) Group's $4,200 loan helped a member to buy guinea pigs and manure.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 18, 2011
Listed
Mar 6, 2011
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2011