She was elected president because she has shown responsibility in the group as both the treasurer and a group member.
Nadia has been elected treasurer; she works making and selling clothing. She will use the loan to increase her working capital. She is single but has a son; she lives with her relatives in the Pampahasi area. Her goal is to run her own small business and become a wholesaler.
Juan was also elected treasurer and is a very responsible person; he helps his mother with the household expenses. He works driving the car that his mother owns. He will use money from the loan to do maintenance on the car.
All the group members are very responsible people who work hard; many of them are the only source of income for their families. They are grateful for the support they are receiving.
Yolanda Socia que asume el cargo D. presidenta del banco, se dedica a la venta D. pescado en la misma zona cuenta esta actividad hace 10 años, el préstamo esta destinado a incrementar su capital, comprando productos para su venta. Casada con el señor Néstor tiene tres hijos. Asimismo, la socia Yolanda nos cuenta que, cuando ingreso a Emprender el muro D. su casa se estaba por caer, y con los créditos D. emprender realizo el arreglo D. su vivienda el cual ella esta agradecida.
Es una D. las representantes en su banco comunal, que ha sido elegida para el cargo por su responsabilidad que ha demostrado dentro del banco como garante y como compañera D. grupo.
Nadia, es elegida como tesorera, se dedica a la confección y venta D. ropa. El préstamo esta destinado para incrementar su capital. Soltera tiene un hijo, vive con sus familiares en la zona D. Pampahasi. Su meta es tener su propia microempresa y realizar sus ventas al por mayor.
Juan es elegido como tesorero es una persona bastante responsable ayuda a su madre con los gastos D. la casa el trabaja el es un joven soltero trabaja como chofer con la movilidad D. su mama con el dinero del credito realizara el mantenimiento D. su movilidad.
Todas las socias son personas responsables y trabajadoras que en muchos casos sacan adelante a sus familias solas, están agradecidos con la institución por el apoyo brindado.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid