Elsa is a single mother. Her children are independent and help her with some household expenses. She started her own business some time ago. With the help of a loan she managed to set up a grocery store. However, it is difficult when she becomes sick because then she has to close her store.
Elsa's plans are to increase her sales by investing in new and varied products. She will use this loan to buy a variety of merchandise including candies, soft drinks, dairy products, washing powder, groceries and basic grains. She is grateful to the financial institution for the support they have provided to her in making progress in her business and changing her standard of living.
Elsa madre soltera, sus hijos son independientes y le ayudan con algunos gasto del hogar, desde hace un tiempo inicio su propio negocio y fue con ayuda de lo préstamo en la financiera que logro establecer su pulpería, se le presenta dificultades cuando se enferma se mira obligada a cerrar.
Sus planes son aumentar las ventas mediantes la inversión de nuevos y variados productos.
Con el préstamo comprara mercadería variedad como: golosina, refrescó, lácteo, jabón de lavar, abarrotes, granos básicos entre otros productos.
Agradece a la financiara por el apoyo al desarrollo de su negocio y cambiar su nivel de vida.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.