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Jose Alfredo
Jose, 32, is a native of Yali in Nicaragua's Esteli region. He is single with 2 children. He started working when he was 5 years old, doing farm work for his father, tending the family garden and his father's coffee crop. When he was 12 years old, he started full-time work because he had to support himself. He met the mother of his children when he was 22 years old, but they've never married, only been together for years. A year and a half later, he decided to plant vegetables and other produce that he then could sell. He made enough to set up a small store selling everyday commodities--food and other everyday items--and a meat-butchering business. He was able to use the income from the business to buy his own house. He's succeeded in maintaining his level of sales and even buying a vehicle of his own. One of his children is in elementary school and the other is one-year old.
Jose is applying for a loan so that he can prepare his fields and plant coffee. He hopes that preparing the fields in advance will allow him to increase the size and quality of his crop.
Jose's plans for the future are to increase his coffee production and stock his grocery business. He also wants to sell his coffee crop directly to the companies that distribute coffee both in and away from Estel so that he can get a better price that he can get from local buyers. His main goal is to make sure that his two children can finish their studies, something especially important to him because he had to drop out of school at a young age in order to support himself.
View original language description ↓
José, tiene 32 años de edad es originario de Yali, municipio de Estelí, es soltero, tiene 2 hijos, de oficio comerciante. Inicio sus actividades a la edad de 5años con su papa ayudando en el cultivo de café y hortaliza. A los 12 años se dedico al trabajo jornal, donde trabajaba para su propia manutención. A los 22 años conoció a la madre de sus hijos no se caso con ella solo se juntaron, al año y medio decidió sembrar hortalizas, donde obtuvo buena ganancia y la invirtió en un negocio de pulpería, donde vendía granos básicos , cosas de uso personal , también se dedico al destace de cerdo con lo que pudo ahorrar comprar su propia casa , su mayor logro ha sido poder mantener sus ventas y tener vehículo propio, de sus hijos uno esta estudiando en la primaria y el otro tiene un año de edad.
Solicita el crédito para invertir en el cultivo de café, darle mantenimiento, compra de herramientas como chapia para limpiar el cultivo. Espera que al darle buen mantenimiento al cultivo de café tendrá mayor producción con calidad.
Sus planes futuros son ampliar las aéreas de café, surtir de mayor producto su pulpería y poder su producción de café directamente a las empresas distribuidora de café dentro y fuera de Estelí que le ofrezcan un buen precio mejor que los comerciantes. Como meta principal asegurarles estudios profesionales a sus dos hijos ya que el por su pobreza, falta de apoyo no pudo continuar estudiando.

About Nicaragua

  • $3,636
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $24,386,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jose Alfredo prepare fields and plant coffee for farming business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 25, 2011
Listed
Mar 6, 2011
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2012