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Gema Lizbeth
Gema is 27 years old, single, and from Pueblo Nuevo in Esteli. Her mother is Milda, a humble saleswoman, and she has helped her since she started her career. Gema studied systems engineering but still has not finished and earned her degree. At the age of 22 she began to work for an insurance agency in the administrative sector. She then began to work at an internet cafe as an employee, but with hard work, some savings, and most importantly, her great attitude, she bought the internet cafe from her boss. Her brother who lives in the United States helped her with this and she became the owner of her first business. She runs this business all by herself. It has been a year since she started her business and she wishes to expand it to provide better service.


She is asking for a loan to buy two computers and the furniture that accompanies them. This will help increase her earnings and offer better service to the people in her town. Furthermore, students are about to return to school and she hopes to attract more customers to her business. Her plans are to open another internet cafe in downtown Esteli.


Her next goal is to graduate, as she has not been able to do so for economic reasons, but she still has not lost the hope of graduating.

View original language description ↓
Gema,27 años de edad, soltera ,originaria de Pueblo Nuevo municipio de Esteli, es hija de Milda quien es humilde comerciante , y la ha ayudado desde sus inicios con su carrera.Gema estudio ingenieria en sistemas pero aun no ha tramitado el titulo.Comenzo a trabajar a la edad de 22 años,en una clinica de asegurados en el area administrativa,despues empezo a trabajar en un ciber cafe donde trabajo como empleada del local, pero con sus esfuerzos y algunos ahorros sobre todo actitud de superacion compro el ciber cafe a su jefa ,para ello tambien conto con ayuda de un hermano que vive en lo Estados Unidos y asi logro convertirse en la dueña de su primer negocio el cual ella atiende por si misma. Hoy en dia ya tiene un año de establecido su negocio y desea ampliarlo para brindar un mejor servicio.
Solicita el prestamo para comprar dos computadoras con sus respectivos muebles, ya que de esta manera ayudara a incrementar sus ganancias y ofrecer un mejor servicio a la gente de su pueblo, ademas esta por venir la temporada escolar ,donde espera recibir mas clientes en su negocio.Dentro sus planes esta tener otro ciber cafe en el centro de Esteli.
Su proxima meta es de tramitar su titulo, ya que no ha podido hacerlo por problemas economicos, pero aun asi no pierde la esperanza de conseguirlo.

About Nicaragua

  • $3,636
    Average annual income
  • 173
    View loans »
    Nicaragua Loans Fundraising
  • $23,211,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Gema Lizbeth to buy two computers and furniture for them.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 4, 2011
Listed
Mar 5, 2011
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2012