This picture was taken at the home of Maria Regina D. J, a member of the group, Triunfadoras D. Monte Blanco, located in the state of VeraC., Mexico. Maria is in the photo together with the other members of the group. She has had a grocery store for the past 10 years and is requesting a loan to improve her business. Her customers consider her an ethical, persistent woman with desires to get ahead and she can be trusted. When she requested the loan, she felt very motivated and enthusiastic to continue working. She is 37, studied through secondary school, is married and has 3 sons. She wants this loan to improve her business and thus help her family. She also hopes that with the growth of the business, she will have income to pay for her children’s schooling.
The president is Libertad G, 28. She went through primary school, has two children and she has been selling underwear for the past 3 years. She is requesting the loan to buy more underwear and clothing to sell and thus contribute to her family’s expenses and to help her children get ahead and have a better future.
Esta foto fue tomada en L. casa D. L. señora María Regina D. J. una integrante del grupo "Triunfadoras D. Monte Blanco", que esta ubicado en el estado D. VeraC. en México. Se ve a L. Señora María junto a las demás integrantes del grupo en L. foto. ElL. tiene una tienda D. abarrotes desD. hace 10 años. Solicita su préstamo para mejorar su negocio. Sus clientes L. consideran una persona con valores, preserverante y con ganas D. salir adelante, en L. cual se pueD. confiar. Al momento D. solicitar su prestamo se siente motivada y con entusiasmo para seguir trabajando. Tiene 37 años, estudió hasta L. secundaria, es casada y tiene 3 hijos vorones. Quiere este credito para mejorar su negocio y con ello ayudar a su familia. También espera que con el crecimiento D. su negocio obtener ganancias para pagar los estudios D. sus hijos. L. presidenta es Libertad G.tiene 28 años, estudio hasta L. primaria tiene dos hijos elL. se dedica a L. venta D. ropa interior que inicio desD. hace 3 años, solicita su crédito para invertir en más ropa interior y ropa D. vestir para vender y así contribuir en los gastos D. su familia y apoyar a sus hijos para que salgan adelante y tengan un mejor futuro.
This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.