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Naira lives with 6 members of her family: her husband (an engineer), her sister, her retired parents, and her two school-aged children. Naira started her business since 2004. She rents a stall and trades in fruits and vegetables. Business is going well and there is demand for more of her produce. She has applied for a loan from SEF to acquire more inventory.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 131
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Naira to purchase more produce.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 2, 2011
Mar 4, 2011
Currency Exchange Loss:
Apr 15, 2012