Rosemary is a 44-year-old single mother of five, living in Hioma, Uganda, with a dream of building her own house for residing in. She runs a business of a bar and lodge plus a cosmetics shop. She has been operating them for ten years and the business is still at its boom stage. She faces the challenge of employee misconduct, and she hopes in the future to build her own bar and lodges. She wants the loan to buy beds and bed sheets for the lodge.