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Las Flores De Yanacona Group
In this Group: Ana Maria , Hayde , Cristina , Nicolasa , Jacinto , Yaneth Dora , Rosa Maria , Brislid , Luz Marina , Martha Elena, Aidee
Sra. Yaneth belongs to the Communal Bank “Las Flores de Yanacona” (The Flowers of Yanacona) which is in the District of Huanchac, Province and Department of Cusco.


She is 22 years old, in a common law marriage, and has two children. Yaneth works at the bus station in Urubamba as a traffic controller. She is responsible for directing buses and vans that come from and leave for different points within the Sacred Valley. Yaneth also raises small animals such as guinea pigs and poultry. She controls the flow of traffic by determining when different vehicles can enter and exit. Yaneth is also responsible for looking after her children while her husband works in Machupicchu in the housekeeping department for a local hotel. She and her husband are able to get together on his day off. They work together to provide their children all the best, which includes a good education and food to eat. Yaneth is requesting a loan to invest in the purchase of more animals so that she can increase her sales and help with the family finances.


The other members sell vegetables, sell “chicha” (a type of beverage) made of white and yellow corn, raise animals, grow crops, and work as employees for different private establishments such as boarding houses.


Yaneth values her loan and promises to complete her payments on time.

View original language description ↓
La socia pertenece al banco comunal “LAS FLORES DE YANACONA”; el banco comunal está ubicado en el distrito de Huanchac, provincia y departamento del Cusco.

La socia es la Sra. Yaneth; La socia tiene 22 años de edad, la socia es conviviente y tiene 2 hijos; La socia trabaja en el terminal terrestre en Urubamba, ella es controladora de los buses y combis que van a diferentes puntos ida y vuelta en el valle sagrado, la socia también se dedica a criar animales menores como cuyes, aves de corral; La socia controla las horas de netrada y salida de los diferentes carros; ella se encarga de atender a sus niños mientras el conyugue de ella está trabajando en Machupicchu en el area de house keeping en un hotel de la zona, ellos se reunen cada ves que el conyugue sale de día libre, juntos trabajan para darles a sus hijos todo lo mejor y darles sobre todo una buena educación y alimento. La socia solicita el prestamo para poder invertir en la compra de animales menores para incrementar su venta y apoyar su economía familiar.


Los otros socios se dedican la venta de verduras, a la venta de chicha de maíz blanco y amarillo, a la crianza de animales menores, a la aagricultura, a trabajos como empleados en diferentes lugares privados como hospedajes.

La socia valora el préstamo y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $55,006,475
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Flores De Yanacona Group's $4,325 loan helped a member invest in the purchase of small animals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 24, 2011
Listed
Mar 5, 2011
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2011