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Jorge Alberto
Mr. Jorge Alberto R. L. has worked as a mechanic for 20 years and has his own business. He has a small workshop in his house and also works under contract for others. He is married and has two school-aged children.

He has had seven loans through CEPRODEL which he has used to buy construction materials such as sand, zinc, cement, stone and bricks for home expansion and improvement.

The Ceprodel loans have helped him greatly toward improving his family's living conditions.
View original language description ↓
EL Sr. Jorge Alberto R. L. él es trabajador por cuenta propia desempeñándose como mecánico tiene veinte años de trabajar por cuenta propia, el brinda su servicio en donde lo contraten y al mismo tiempo tiene un pequeño taller en su casa de habitación, es casado actualmente, tiene dos hijos en edad escolar. Ha tenido siete créditos con CEPRODEL y cada uno los ha realizado para la compra de materiales de construcción tales como Arena, zinc, cemento, piedra, bloques, Para ampliar y mejorar su casa de habitación, los cuales los créditos con Ceprodel le ha beneficiado en gran manera ya que de esta manera el ha mejorado su condición de vida de él y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 22.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Jorge Alberto to buy construction materials such as zinc, cement and wood beams.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 23, 2011
Apr 1, 2011
Currency Exchange Loss:
Oct 8, 2011