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Penn
Penn P. S. was born in 1962, she is married to Penn Pius Ndoh, and they are blessed with seven children. Their family lives at Foncha Street, a neighbourhood in Nkwen Bamenda, in the North West Region of Cameroon.

P. has faced some challenges in life. She has been struggling to raise these children with the help of her husband. She faces difficulties providing for their school needs, especially payment of their school fees on time. She has successfully borrowed and repaid loans seven times with GHAPE since 2002. She plans to invest this loan in a provision store which will contain rice, beans, palm oil, groundnut oil, savon, magi, salt, and the sale of firewood. She has been in this for a long time now, and success is her watch word. She believes the business will succeed because she has targeted a period where there will be scarcity of firewood and at that time it will be expensive. The loan will help her community because they will be able to buy firewood and other items in her provision store at affordable prices.

P. will plough back her profit into her business and use part to care for her family. Her children’s school needs will be taken care of. She prefers GHAPE because of the training she frequently receives and the method of obtaining and paying back the loan.

About GHAPE
The Grounded and Holistic Approach to People's Empowerment (GHAPE) is a non-profit NGO based in Bamenda, Cameroon. GHAPE works towards the empowerment of the poor and poverty alleviation through a highly multi-faceted approach. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instils a sense of family and community within its clients and staff and has developed a strong bond of trust between the organization and its clients.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,421
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,161,000
    Funds lent in using Kiva
  • 476.9
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD