Tania is 25 years old, a mother, and lives in the village of Vailoa Tai. She has two children who are attending primary school, and Tania is completely responsible for taking care of them. She runs a sewing business at her own home in Vailoa Tai, while her husband is a carpenter. This is Tania's fourth loan, and she will use it to improve her sewing business. She is very active and is looking forward to borrowing from the program again in the future to continue running her business and to support her children in school.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.