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Ainagul's Group
In this Group: Ainagul , Mairamkul, Aibek, Orozbek
Ainagul I. is the leader of this group. She is a resident of Karabalta, a small town near to Bishkek (the capital of Kyrgyzstan). She is 49 and married to an electrician. Together with her husband, Ainagul has raised three sons and a daughter. The daughter studies at school, and the two older sons are married and live separately with their families. According to Kyrgyz traditions, the youngest son lives with his parents.

In order to earn money to cover family expenses, Ainagul sells convenience goods at home. She started this activity seven years ago with the initial investment of 15,000 soms and now she earns 5200 soms per month. With money received from the loan Ainagul wants to increase her turnover and purchase a variety of convenience goods for sale.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,305,375
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ainagul's Group's $1,600 loan helped a member to purchase convenience goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 17, 2011
Mar 2, 2011
Currency Exchange Loss:
Mar 15, 2012