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Bethzaida Anabell
Bethzaida Anabell S. E. currently works as a custodian for a government organization and has done so for four years. She is married and has three school-aged children. She has had two loans with CEPRODEL and each one has been used for the purchase of construction materials such as sand, cement, stone, gravel, etc., to improve and enlarge the house where she lives. The loans with CEPRODEL have been of great help to her since through them she has improved her living conditions and those of her family.
View original language description ↓
La Sra. Bethzaida Anabell S. E. ella es trabajadora activa de una Entidad estatal desempeñándose como Conserje tiene cuatro años de trabajar para esta institución es Casada actualmente, tiene tres hijos en edad escolar. Ha tenido dos créditos con CEPRODEL y cada uno los ha realizado para la compra de materiales de construcción como Arena, Cemento, Piedra, Piedrín, Bloques etc. Para ampliar y mejorar su casa de habitación, los cuales los créditos con ceprodel le ha beneficiado en gran manera ya que de esta manera ella ha mejorado su condición de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Bethzaida Anabell purchase construction materials - sand, cement, stone, blocks, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 10, 2011
Mar 3, 2011
Currency Exchange Loss:
Dec 30, 2011