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Ervin Francisco
Ervin Francisco H. is from Managua. He works as a security guard and is the father of three children, two of whom attend high school.

Ervin has approached Kiva partner Ceprodel to ask for a new loan to make improvements to his house. He wishes to buy construction material such as cement, sand, stones and piedrin (a type of building stone) to finish building his house.

Ervin is grateful for the loans obtained through Ceprodel. He has been able to improve his house and provide better living conditions for his family.
View original language description ↓

ERVIN FRANCISCO H., ES DE MANAGUA, TRABAJA COMO AGENTE DE SEGURIDAD, ES PADRE DE FAMILIA DE TRES HIJOS Y DOS DE ELLOS ESTAN EN EL COLEGIO.
DON ERVIN ACUDE A LAS OFICINAS DE CEPRODEL PARA SOLICITAR UN NUEVO PRESTAMO PARA EL MEJORAMIENTO DE SU VIVIENDA PARA INVERTIR EN LA COMPRA DE MATERIALES DE CONSTRUCCION COMO: CEMENTO, ARENA, BLOQUES PARA TERMINAR DE CONSTRUIR SU CASA DE HABITACION.
ERVIN H. DICE QUE GRACIAS A LOS FINANCIAMIENTOS OTORGADOS POR CEPRODEL HA VENIDO MEJORANDO SU CASA DE HABITACION Y A BRINDADO MEJORES CONDICIONES DE VIDA A SU FAMILIA.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Ervin Francisco purchase construction materials.
100% repaid
Repayment Term
28 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 22, 2011
Listed
Mar 3, 2011
Currency Exchange Loss:
Covered
Ended:
May 17, 2013