Tinoai is one of the eldest mothers within the loan program, but she is still active in doing her business. This is her fifth loan, and she is using this loan to improve her flower garden in her front yard. Tinoai likes flowers, and this is why she has decided to use this loan on her flower garden. Not only she is talented in planting flowers, she is also good at weaving fine mats. These fine mats are much needed by families during special events such as funerals, weddings and birthdays. These are her two major skills, and she is doing both activities at the same time. Tinoai is one of the supportive members of the center, and she is doing well with her business as well as the payments.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.