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Lomita Group
In this Group: Irma , Isabel, Cipriana , Ysmelda , Yurivia , Domitila , Elena , Ortencia , Metodia , Jeammy
This group is called 'Lomita' and is located in the Las Animas locale, Tecoanapa Guerrero municipality. The group members decided to give the group this name as the district where they live goes by the same name, and all the members are from there.

This description is about Mrs Elena V. M., who is the group's representative. She is married to Felipe, who is 27, and they have 2 children - Anelis and Maricela, who both study. The oldest is in the first year of primary school and the other is in the first year of preschool. Elena has a cake shop (selling cakes, flans, jellies and desserts).

Elena decided to start her business as she says that there is a lot of demand. She sells from her home and generates good profits, as she also has many clients. Elena has had her business for more than 5 years. She will invest this loan in purchase more ingredients and primary materials such as butter, moulds, gelatin, baking powder, flour, eggs, yeast and some fruits, to continue making her products.

With the earnings fro her business she is saving to construct a cement wall in her house and is also helping her husband to maintain the household, although the costs aren't large as their children as still small.

She tells us that her business is benefitting many of her district's neighbours, as there aren't many people who sells this type of products nearby, as all the shops are in the town and Elena takes advantage of the fact that some of her neighbours don't like going into the centre. As she is closer, they come to her to buy, and also because of the attention and services that she gives them.

Elena's dream is to one day build her own shop in her house and install a cake shop. This is her biggestdream, to improve and increase her earnings and continue to support her children with their studies and give them a secure future.

She tells us that the group members are very responsible, punctual and hard-working people, as she has known them for a long time and they get along well, as they all live in the same community.

Elena is very thankful to Fundación Realidad and Kiva for the support that this loan has given her, as thanks to this her business is improving a lot.

The members of Lomita and their respective activities are:

Irma G. D. - chicken sales
Isabel M. ZaM. - chicken sales
Cipriana M. B. - fruit sales
Ysmelda G. L. - tamale sales
Yurivia G. L. - sweet shop
Domitila G. G. - fruit shop
Elena V. M. - cake shop
Ortencia M. ZaM. - perfume sales
Metodia G. M. - sweet shop
Jeammy G. Rayón - cosmetic sales
View original language description ↓
Este grupo se llama lomita esta ubicado en la localidad de las animas, perteneciente al municipio de tecoanapa guerrero, los integrantes del grupo decidieron ponerle este nombre puesto que asi se llama la colonia donde viven y todas pertenecen a esta misma.
La historia es acerca de la señora Elena V. M., ya que es la representante del grupo, ella es casada su esposo se llama Felipe, cuenta con 27 años de edad, tiene dos hijos anelis y maricela, de los cuales los dos estudian, la mayor esta en primer año de primaria y la otra esta en primer año de preescolar, ella se dedica a la repostería,(venta de pasteles, flanes, gelatinas y postres).

Elena se decidió por ese negocio ya que dice que tiene mucha demanda, puesto que únicamente vende en su casa y le deja muy buenas ganancias, además tiene muchos clientes, ella ya lleva mas de 5 años con su negocio, e invirtió su crédito en la compra de mas ingredientes y materia prima como son: mantequilla, moldes, grenetina, polvo para hornear, harina, huevos, levadura y algunas frutas, para continuar con la elaboración de sus productos.

Con las ganancias obtenidas de su negocio, ella esta ahorrando para construir una barda a su casa y también esta apoyando a su esposo con el sustento de la casa aunque no son muchos los gastos ya que sus hijos todavía están pequeños.

Comenta que su negocio está beneficiando mucho a los vecinos de su colonia, ya que no hay muchas personas que vendan estos productos ahí cerca, puesto que todas las tiendas están hasta el municipio y ella aprovecha por que algunos de sus vecinos no les gusta salir hasta el centro y así que como esta mas cerca van a comprar ahí, también por la atención y servicio que les brinda.

El sueño que tiene doña Elena y espera algún día poder cumplirlo es el de construir un local ahí mismo en su casa para poner una pastelería, ya que es su anhelo mas grande, para mejorar e incrementar sus ingresos y así continuar apoyando a sus hijos con sus estudios y asegurar su futuro.

Nos dice que los integrantes de su grupo, son personas muy responsables, trabajadoras y puntuales, ya que tienen tiempo de conocerse y se llevan muy bien, puesto que viven en la misma comunidad.

Ella esta muy agradecida con fundación realidad y kiva por el apoyo del préstamo que le otorgaron ya que gracias a esto su negocio esta mejorando mucho.

Los integrantes de lomita y las actividades a las que se dedican son las siguientes:
Irma G. D.-venta de pollos
Isabel M. ZaM.-venta de pollos
Cipriana M. B.-frutería
Ysmelda G. L.-venta de tamales
Yurivia G. L. -dulceria
Domitila G. G.-frutería
Elena V. M.-reposteria
Ortencia M. ZaM.-venta de perfumes
Metodia G. M.-dulcería
Jeammy G. Rayón-venta de cosméticos




Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 11
    View loans »
    Mexico Loans Fundraising
  • $17,278,200
    Funds lent in using Kiva
  • 12.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Lomita Group's $3,150 loan helped a member purchase more ingredients such as butter, moulds, gelatin, baking powder, flour, eggs, yeast and fruit invirtió su crédito en la compra de mas ingredientes y materia prima como.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 8, 2011
Listed
Mar 3, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2011