Santa Rosa Group
The "Santa Rosa" group has eight members, five of which are men and three are women. They are all livestock farmers and are requesting a loan for the same purpose. They decided to call themselves "Santa Rosa" because that's the name of the patron saint of their church in Ejido D. Chichilpa.
Doña Manuela is the representative of the group. She is 51 years old and has been living in the same house for 34 years. She has six children, five of which are married. The other single son works and makes his own income so it's just her and her husband who live together. Doña Manuela raises sheep and cattle which she sells for an income. She also has a place where she sells cakes and softdrinks. She claims sales are down and so needs to supplement her cake sales with the income from her livestock activity. She runs into difficulties such as fodder supply for the animals because of the current drought situation, and being able to keep the animals in a clean place so they don't get sick. Her family depends on her business running well. Her goal is for her cows to produce calves so she can grow her business. With her earnings she wants to mill grass and save it for fodder for times of drought. She also wants to make some home improvements in her bathroom and dig a septic tank, so she can improve her family's quality of life.
The names of the members in the "Santa Rosa" group are:
1.-Manuela Cristina V. P., 51, livestock farmer
2.-Acela A. B., 36, livetock farmer
3.-Ismael L. C., 34, livestock farmer
4.-Rafaela L. C., 28, livestock farmer
5.-Teresa C. B., 43, livestock farmer
6.-Maria Martina L. B., 27, livestock farmer
7.-Benito B. V., 20, livestock farmer
8.-Miguel D. Jesús L., 40, livestock farmer
1.-Manuela Cristina V. P., tiene 51 años D. edad su activida es ganaderia
2.-Acela A. B., tiene 36 años D. edad su actividad es la ganaderia
3.-Ismael L. C., tiene 34 años D. edad y se dedica a la ganaderia
4.-Rafaela L. C., tiene 28 años y su actividad es la ganaderia
5.-Teresa C. B., tiene 43 años D. edad y se dedica a la ganaderia
6.-Maria Martina L. B., tiene 27 años su actividad es la ganaderia
7.-Benito B. V., tiene 20 años D. edad y se dedica a la ganaderia
8.-Miguel D. Jesús L., tiene 40 años D. edad y se dedica a la ganderia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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